Understanding Digital Asset Custodians

| February 12, 2024

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When investing in cryptocurrencies, ensuring the protection of your digital assets is of paramount importance. Within this ecosystem, crypto custodians play a pivotal role by offering secure storage and overseeing the management of digital assets.

Opting for self-crypto custody service provides you with control. Still, it comes with substantial risks, including the potential loss of private keys and passwords or the need to handle security breaches independently. Additionally, it acts as a single point of failure; it fails to comply with the latest compliances and fails to identify risks and behavioural anomalies in transactions.

The selection of the right digital asset custodian is crucial in safeguarding your digital holdings. For cryptocurrencies to achieve broader acceptance, robust crypto custody solutions become indispensable for both individual and institutional investors alike.

Key takeaways:

  • Digital asset custodians play a pivotal role in the blockchain ecosystem by providing crypto custody services for digital assets, ensuring the safeguarding of investors’ digital holdings.
  • Crypto custodians ensure secure storage and facilitate digital transactions through advanced cryptography and hardware security measures.

Explanation of Digital Asset Custody

Digital asset custody is a broad term that includes various methods of storing and protecting digital assets on behalf of their owners. Digital asset custody is in many ways similar to the custody of traditional financial assets; crypto custody providers take responsibility for securely storing investors’ assets and typically also offer other services, including the ability to buy and sell them.

However, there are also important differences. Notably, the nature of digital assets means that secure custody is even more critical than for traditional financial assets. Digital assets such as cryptocurrencies are created and transferred between owners using cryptography and a decentralized network called a blockchain. 

Owners acquire digital assets in transactions recorded on the blockchain, and those transactions are typically the only documentation of the assets’ existence. The owners are issued cryptographic keys that prove their ownership of the assets, to be used when transferring them between owners or using them to buy things. So, technically, custodians don’t store the assets themselves; they store the owners’ cryptographic keys. Those keys must be protected to ensure the owner’s assets are safe. If they are lost or stolen, the assets may be unrecoverable.

Comprehensive Overview of Various Digital Asset Types

Digital assets encompass diverse categories distinguished by their characteristics and functionalities within the digital landscape. The principal classifications include:

  • Cryptocurrencies: Represented by digital currencies like Bitcoin and Ethereum, cryptocurrencies operate on decentralized blockchain networks. They serve purposes such as transactions and investments, and act as a store of value.
  • Utility Tokens: Tokens designed to access specific applications, platforms, or services, providing users with special privileges or discounts within the associated ecosystem.
  • Security Tokens: Digital representations of ownership in real-world assets like equities, debt, real estate, or investment funds. Security tokens adhere to securities regulations and often yield dividends or revenue shares.
  • Non-Fungible Tokens (NFTs): Unique digital assets verifying ownership or authenticity of specific items, including digital art, collectables, or in-game assets. Each NFT is distinctive and cannot be exchanged on a one-to-one basis.
  • Stablecoins: Cryptocurrencies’ pegged to stable assets, such as fiat currencies (e.g., USD), to mitigate volatility. Stablecoins offer stability and are commonly utilized for transactions and as a store of value in the crypto space.
  • Tokenized Real Assets: Digital representations of tangible assets like real estate, art, or intellectual property. Tokenization simplifies the division, transfer, and ownership of traditionally illiquid assets.
  • Governance Tokens: Tokens grant holders the ability to participate in decision-making processes within a blockchain network or platform, empowering them to propose and vote on changes.
  • E-Money Tokens: Digital representations of fiat currency issued by financial institutions or governments. Safely stored and transacted electronically, these tokens bridge the gap between traditional finance and the digital realm, facilitating seamless online transactions and payments.

 

Deep dive into digital crypto asset custody:

The digital asset market is still in its early stages, particularly compared to traditional financial markets. While the custody business model exists in both realms, the definition of “custody” in the digital asset space has not yet been solidified. In the digital asset landscape, the concept of custody is more flexible and represents a broad term that revolves around safeguarding assets on behalf of their owners.

Many purported ‘custody’ providers in the digital asset sphere need to genuinely offer custody. Instead, they provide hot wallets to store customers’ private keys without holding the assets’ custody. When users deposit funds into centralized exchanges, borrowing/lending platforms, or yield-generating solutions, these funds are considered ‘custodied’ on the customer’s behalf through a hot wallet provided by the platform. However, these digital asset custodian wallets do not guarantee asset segregation or ensure protection against theft, loss, or misuse. Essentially, these ‘custody’ providers offer tools for customers to hold their funds themselves but do not actually hold the assets on their behalf.

While such solutions enhance liquidity, they come with risks. Because they offer only hot wallets connected to the internet, they create more opportunities for hackers to exploit vulnerabilities. Additionally, as the crypto custody service provider operates these wallets, there is no assurance that a customer’s funds are immune to the provider’s activities unrelated to the customer’s decisions.

For robust digital asset custody, various options will be available. Opting for a solution that mirrors traditional finance practices is the key to ensuring complete protection of your digital assets. Before selecting a digital crypto asset custody provider, it is crucial to ask the right questions. Are they regulated? Do they have standard security measures and certifications? Do they follow key compliance checks? How do they protect private keys? How fast do they process transactions?

How does digital asset custody operate?

Crypto custody involves securing the private key that serves as proof of ownership for the funds stored within your cryptocurrency wallet. In traditional banking, custodians are typically financial institutions, as mandated by regulations. In the realm of cryptocurrencies, however, holders have the option to act as their own crypto custodians. To draw a parallel, envision the choice of either personally safeguarding gold bars under your bed or entrusting a third-party custodian to secure them within a vault protected by security measures.

Within the sphere of crypto custody, there are two primary types to be aware of:

Self-Custody

As previously discussed, self-custody entails personally holding the private key for your wallet. This arrangement grants you exclusive proof of ownership and access to your holdings. While it affords significant control, self-custody also entails substantial responsibility. Acting as your own digital asset custodian means you bear the full spectrum of risks. If you lose access to your physical device (e.g., a cold wallet) or forget the private key, the likelihood is that your cryptocurrency will be irretrievably lost.

Managed Custody 

Third-party custodians offer managed custody alternatives for individuals and institutions who prefer not to shoulder the responsibility of managing their cryptocurrency accounts or find the technical aspects daunting. These custodians are registered, regulated financial institutions holding either state-level or national licenses to operate as custodians. 

Functioning similarly to a traditional checking account with a bank, third-party crypto custody solutions securely manage clients’ private keys and ensure their funds are kept in segregated accounts, in either hot or cold wallets based on their requirements and are protected by a layer of security protocols with 24/7 SOC monitoring.

Engaging with a third-party digital asset custodian involves undergoing know-your-customer (KYC) and anti-money laundering (AML) checks, integrating with Travel Rule compliance checks and following the latest mandates issued by financial bodies to comply within their operating jurisdictions. These compliance check-ups ensure the transactions’ legitimacy and prevent involvement in illicit activities.

There are three distinct categories of third-party crypto custodians based on the nature of the financial institutions:

  • Exchanges: Centralized cryptocurrency exchanges typically handle the custody of their customers’ assets. Some exchanges outsource their security requirements to external custodial service providers. It is important to note that when utilizing a centralized exchange, users do not possess the private keys to their exchange wallet, exposing them to potential losses in the event of a hack or the exchange’s insolvency.
  • Institutional custodian: Institutional digital asset custodians act just like traditional systems, providing bank-grade custody solutions to institutions that are seeking to safeguard their entire treasury. These institutional custodians’ support are regulated, insured, qualified to operate in licensed jurisdictions, and possess all the pre-requisites to provide fully managed custody of digital assets, promising their clients with utmost security, transparent segregation of assets, and highgest standard of key management and wallet management standards.
  • Custodial Banks: Since July 2020, every custodial bank in the U.S. has been authorized to provide crypto custody services following the Office of the Comptroller of the Currency (OCC) clearance. This regulatory development has paved the way for major custodial banks such as BNY Mellon, Citibank, and Fidelity to enter the crypto custody market.

Regulatory Compliance and Security Standards for Crypto Custodians

A reputable crypto custodian safeguards assets and adheres to applicable laws, regulations, and industry best practices. These standards are established by entities such as the U.S. Securities and Exchange Commission (SEC) and the U.S. The Commodity Futures Trading Commission (CFTC), including regulatory bodies in Abu Dhabi, Hong Kong, Europe and Singapore, are designed to ensure custodians implement robust security protocols to protect digital assets.

Selecting a custodian necessitates verifying compliance with regulatory requirements and confirming the adoption of contemporary security measures, including encryption and multifactor authentication, to restrict unauthorized access and mitigate cybersecurity threats. Here are key indicators that a digital asset custodian is a suitable choice for your business:

  1. Regulatory Compliance: Digital asset custodians must adhere to relevant laws and regulations, encompassing Know Your Customer (KYC) and anti-money laundering (AML) rules. Possession of proper licensing and oversight provides assurance that the crypto custodian meets reporting, auditing, and fraud detection standards, offering accountability and recourse in case of issues.
  2. Security Standards: A qualified digital asset custodian should employ state-of-the-art cybersecurity measures, such as cold (offline) storage, multi-signature wallets, multiparty computation, biometrics, and hardware security modules. Rigorous protocols, like proof of reserves, should undergo regular audits. Additional protection layers can be provided through insurance coverage. Security certifications like ISO, SOC and CCSS also are crucial to pose. Advanced cybersecurity measures include penetration testing, data encryption, defence against distributed denial of service (DDoS) attacks, and continuous 24/7 monitoring to prevent breaches and data loss.
  3. Asset Segregation: Custodians should implement protocols to segregate client assets from their own holdings, preventing the commingling of funds. This ensures protection for your assets, especially in scenarios like bankruptcy.
  4. Transparency: Digital asset custodians must maintain full transparency regarding how holdings are secured and managed. This involves frequent auditing and reporting. Real-time access to account overviews and transaction tracking should be provided, allowing clients visibility into their holdings. Legitimate and expert custodians uphold transparency without ambiguity.

What’s ahead for digital asset custodians?

Cryptocurrencies have maintained their presence for over a decade, demonstrating resilience in the face of regulatory uncertainties that characterized much of their existence.

As regulatory scrutiny intensifies and mainstream institutional interest grows, investments in cryptocurrencies are poised to gain popularity. The widespread adoption of these assets among institutional and retail investors will drive the inclusion of crypto custody services. This strategic move aims to retain customers and increase the share of wallets in an evolving financial landscape. Nevertheless, ensuring regulatory alignment for crypto assets poses inherent risks similar to traditional assets. Concerns such as the potential for large-scale fraud or the loss of private keys could undermine the credibility of cryptocurrencies as a reliable alternative asset class.

Custodian banks should exercise caution and address these challenges proactively when introducing crypto custody solutions. We assert that crypto custody represents a significant and timely business opportunity for banks. To capitalize on this opportunity, a comprehensive understanding of the requisite technologies for scalable crypto custody services, the associated security considerations, and organization-specific nuances is imperative. Taking confident and decisive actions is key, as banks must position themselves strategically to stay ahead in this rapidly evolving landscape.

More on Crypto

Digital Asset markets have taken a giant leap ever since their categorization from purely being a volatile alternate investment asset to now being a robust and regulated asset class. 

The journey of digital assets, most significantly that of blue-chip tokens like Bitcoin and Ethereum, has been nothing short of a protagonist in the fight against traditional financial systems, investment avenues, and age-old yield mechanisms. 

However, it was only after the introduction of regulation for these digital assets that they garnered huge institutional interest, pushing the scale of adoption and inviting the likes of family offices to partake in the “coming of age” story of investing in digital assets. 

In the underlying characterization of digital assets as the next best portfolio addition for institutional investors, with a significant boost kicking in after the launch of Bitcoin ETFs(with Ethereum ETFs also on their way), there are still reservations as to how to go about tackling the security, custody, and management challenges that come with them. 

To discuss how current market conditions are driving family offices to embrace portfolio diversification strategies that include allocating funds to digital assets, we dive deep into the intricacies of digital asset custody

Challenges In Secure Digital Asset Investing For Family Offices 

Family offices, traditionally known for their conservative investing approach, sit in the middle of the institutional investors’ branch, bringing untapped liquidity into the market. Conventionally, family offices used to rely only on safer investment bets to accrue value for their investments, but now they are increasingly dipping their toes into the dynamic world of digital assets. 

Despite the potential for high returns, family offices have historically faced significant challenges when considering digital assets as an investment class. Factors such as market volatility, regulatory uncertainty, and the need for established custody solutions have deterred many from fully embracing digital assets.

Talking about the key hurdles family offices face in navigating this exciting but complex landscape, here are some top-of-the-line challenges for them:

  1. Security Concerns: The nascent nature of digital assets presents unique security risks. Hacking, scams, and volatile markets can threaten portfolio stability. Family offices need robust custody solutions, advanced cybersecurity measures, and comprehensive risk management strategies to mitigate these threats.
  2. Regulatory Uncertainty: The regulatory landscape surrounding digital assets is still evolving, creating uncertainty and compliance hurdles. Family offices must stay updated on changing regulations and navigate complex compliance requirements across jurisdictions.
  3. Limited Expertise: Building internal expertise in digital assets can be time-consuming and expensive. Family offices often need more in-house knowledge and resources to properly evaluate, manage, and secure their digital asset investments.
  4. Lack of Infrastructure: Integrating digital assets into existing portfolio management systems can take time and effort. Family offices need secure and reliable infrastructure to seamlessly store, manage, track, and report on their digital asset holdings.
  5. Complex Valuation: Accurately valuing digital assets can be difficult due to their volatility and lack of standardized methodologies. Family offices need robust valuation frameworks and access to reliable market data to make informed investment decisions.

Enabling Family Offices to overcome challenges in digital asset custody

The promise of digital assets is undeniable, yet the hurdles for family offices can seem daunting. 

Overcoming the challenges mentioned above and finding the best probable solutions for them becomes a hardcore reality that must be dealt with utmost precision. 

At Liminal, we work extensively with institutions looking to go one step beyond simply investing in digital assets and look to operate them securely under all circumstances. The same logic applies to family offices as well. 

In our pursuit of building such a robust infrastructure solution, tailored to address the challenges faced by family offices fully and to empower them in their journey to moving to a new asset class for investment, we have created a comprehensive custody solution, integrated best-in-class security protocols and provide real-time monitoring and risk management services to proactively identify and mitigate potential threats, giving family offices peace of mind knowing their assets are secure.

  1. Security Concerns:

Fortress-grade custody: We leverage multi-sig and MPC wallets, leading asset-to-insurance ratios, and bank-grade security protocols to ensure the safety of your assets. Our CCSS Level-3 certification and FIPS-compliant hardware devices go the extra mile, minimizing security risks and providing unmatched peace of mind.

Advanced Cybersecurity Measures: Our vigilant team constantly employs 24/7 SOC monitoring, strict access controls, and penetration testing to identify and mitigate potential threats.

Comprehensive Risk Management: Our experts help you create and implement tailored risk management strategies, considering internal vulnerabilities, market fluctuations, and evolving threats.

  1. Regulatory Uncertainty:

Staying Ahead of the Curve: We have a dedicated team of compliance experts who stay abreast of evolving regulations worldwide. We integrate crucial compliance monitoring in our solutions such as KYC/KYB, AML, and Travel Rule checks, to help navigate complexities across jurisdictions and proactively adapt our services to ensure your portfolio remains compliant.

Streamlined Reporting: Our platform generates comprehensive compliance reports automatically, saving you time and resources while ensuring transparency and regulatory adherence.

Regulatory Partnerships: We actively engage with regulatory bodies and industry leaders 

to become accredited custodians. Currently, we hold a TCSP license in Hong Kong and have also received an IPA from ADGM for an FSP license for our Abu Dhabi entity. 

  1. Limited Expertise:

Your Digital Asset Knowledge Hub: Our team of seasoned custody, compliance, wallet, and security professionals offers expert guidance on evaluating, managing, and securing your digital asset investments. We share industry insights, educational resources, and ongoing support to enhance your knowledge base.

Dedicated Account Management: A dedicated account manager serves as your point of contact, providing personalized guidance and support tailored to your specific needs and goals.

Extensive Resource Library: Access easy onboarding docs, a curated developer section, seamless user-guiding workflow, and trending topic discussions through webinars, research whitepapers, and market reports to build your understanding of digital assets and make informed investment decisions.

  1. Lack of Infrastructure:

Seamless Integration: Our API library, Liminal Express, seamlessly integrates with your existing portfolio management systems, creating a smooth and efficient workflow for managing your digital assets.

Secure Storage and Management: We provide institutional-grade hot and cold wallets for self and managed custody infrastructure, eliminating the need to build or manage complex systems.

Automated Workflows: Streamline recurring tasks and automate key processes with our automation engine, with powerful functionalities like smart refill wallet, smart consolidation, and auto-sweep, enhancing efficiency and reducing operational burdens.

  1. Complex Valuation:

Reliable Data and Valuation Tools: We offer access to trusted market data providers and valuation tools tailored for digital assets, enabling you to make informed investment decisions based on accurate assessments.

Insurance-as-a-Service: We have collaborated with Costero brokers to provide the best possible insurance to our clients that covers their entire portfolio at the best market price. 

Asset segregation and transparency: We deploy segregated accounts, succession planning, and no rehypothecation of assets to allow family offices to maximize transparency and access. 

Embracing the Future Of Family Office Investing 

The future of wealth management includes digital assets. Family offices are actively exploring this burgeoning space, recognizing the potential for diversification and growth. Liminal Custody stands as your trusted partner in this journey. As a regulated custodian, we offer best-in-class security, industry-leading compliance solutions, and a dedicated team of experts, empowering you to invest in digital assets confidently.

Let Liminal Custody guide you through the process, making the path towards secure and compliant digital asset investment smooth and efficient. Contact us today and explore the new frontier of wealth management

Remember, while the potential is promising, navigating the digital asset landscape requires careful planning and collaboration with trusted partners. Liminal Custody is here to equip you with the knowledge and resources to succeed.

February 23, 2024

As we continue constructing a fully regulated digital asset custody platform, ensuring secure storage for both crypto and fiat assets remains a critical priority. 

To facilitate the last checkpoint of enabling institutions to convert their digital asset treasury into fiat currency, we’re expanding beyond pure wallet infrastructure and integrating seamless fiat off-ramp capabilities for our partners.

We’re thrilled to announce our partnership with Encryptus, licensed and compliant off-ramp solutions tailored for institutional clients. This collaboration elevates Liminal’s service offerings by empowering our partners to convert their digital asset treasuries into fiat currencies efficiently.

Integrating A Seamless Off-Ramp Solution

The digital asset ecosystem historically faced friction points when transitioning between fiat and cryptocurrencies. Off-ramp solutions address this pain point by enabling efficient and streamlined conversion between asset classes, minimising value loss and simplifying compliance processes.

Here’s how off-ramp changes the game:

  • Reduced Friction: Frictionless conversion minimises delays and operational complexities associated with traditional fiat-crypto exchange methods.
  • Enhanced Efficiency: Streamlined workflows expedite asset conversion, increasing speed and cost-effectiveness for institutional and individual users.
  • Optimised Value Preservation: Advanced off-ramp solutions prioritise minimising price slippage and value loss during conversion, protecting user portfolios.
  • Simplified Compliance: Integrated compliance features navigate regulatory complexities, ensuring adherence to relevant financial regulations.

With our partnership with Encryptus, we have embedded their institutional-grade APIs, connecting their off-ramp solution within Liminal’s wallet and custody platform. 

This integration simplifies our clients’ liquidation requirements while keeping their assets secure and more:

  • Effortless Digital Asset to Fiat Conversion: Our partners will be able to access treasury management and facilitate business payments in 54 countries and individual payments in an extensive network of 80+ countries.
  • Streamlined Compliance and Regulation: Our partners will be able to leverage Encryptus’s rigorous licensing and compliance framework, ensuring adherence to stringent financial regulations.
  • Enhanced Platform Value: We will be able to expand the functionality of the Liminal custody solution, attracting institutional users seeking comprehensive digital asset management capabilities.

Moving Towards A Robust Off-Ramp Partnership With Encryptus

The partnership between Liminal and Encryptus earmarks a significant step forward in secure digital asset custody, representing a shared commitment to pushing compliant practices while supplying institutions with easy access to convert their digital assets to fiat. 

For Encryptus, the opportunity to integrate with Liminal’s established platform presents a chance to reach a wider audience and scale their innovative off-ramp solutions to new heights. By streamlining fiat conversion within Liminal’s secure custody infrastructure, Encryptus gains access to a trusted network of institutional users seeking seamless and compliant treasury management.

For Liminal, this collaboration reinforces our dedication to partnering with companies that demonstrably prioritise clear governance and robust policy frameworks. By aligning with Encryptus’s stringent compliance standards, we reaffirm our commitment to building a secure and sustainable future for digital assets, where trust and regulatory certainty go hand-in-hand.

January 22, 2024

Hello world, it’s that time of the month when we share the biggest security breaches in the world of Web3 through our Security and Regulatory Newsletter. 

Liminal believes in optimizing security and custody practices globally across the Web3 industry. Through our Newsletter, we highlight security, regulations, and compliance incidents that have happened in the past month and how one can follow better Security practices to safeguard their digital assets. 

We will also highlight regulatory changes that might have happened globally, which were significant to the overall ecosystem.

Dive in and get a detailed analysis of everything security and regulation in the domain of web3 with Liminal’s Monthly Security and Regulatory Newsletter.

Web3 Security Compromises in January

Abracadabra exploited for almost $6.5 million, Magic Internet Money stablecoin depegs

The Magic Internet Money ($MIM) stablecoin has lost its dollar peg again, dipping all the way below $0.77 in a flash crash before returning to around $0.95.

The depeg appears to be related to an exploit of the Abracadabra lending protocol, which allows people to borrow $MIM. An attacker exploited an apparent flaw in the platform’s smart contracts to drain around $6.5 million.

Goledo Finance hacked for $1.7 million

Goledo Finance, an Aave-based lending protocol, was exploited through a flash loan attack. The attacker stole assets estimated by CertiK to be around $1.7 million.

Goledo Finance contacted the attacker to offer a 10% “bounty” for the return of the remaining assets. In a message on January 29, the attacker wrote: “I hacked Goledo and want to negotiate.”

Socket service and its Bungee bridge suffer $3.3 million theft

The Socket cross-chain infrastructure protocol was hacked for around $3.3 million in an attack that exploited its Bungee bridge. The thieves were able to exploit a bug that allowed them to take assets from those who had approved a portion of the system called SocketGateway.

A little over 700 victims were affected, and the highest loss from a single wallet was around $657,000. 121 wallets lost assets priced at more than $10,000.

On January 23, the protocol announced they had recovered 1,032 ETH (~$2.23 million) of the stolen funds.

Web3 Regulatory Practices for January

The EU Imposes Stricter Due Diligence Rules for Crypto Firms

On Jan. 17, the European Council and the Parliament came to a provisional agreement on parts of the Anti-Money Laundering Regulation (AMLR) that now extends to the crypto sector.

Under the new rules, cryptocurrency firms will be required to run due diligence on their customers involving a transaction amounting to €1,000 ($1,090) or more. 

However, the agreement isn’t final yet as it has to be first officially adopted by the Council and Parliament before the rules can be applied.

So, after the EU passed its landmark MiCA regulation last year, which clarified rules about cryptocurrencies, regulators are now targeting the space with tighter controls. 

While these regulations bolster security and trust in the crypto market, potentially attracting more cautious investors and combating financial crimes, they also present challenges. 

The US State of Virginia Introduces Digital Assets Mining Rights

Recently, the Virginia State Senate introduced Bill No. 339, which outlines regulations for the transactions and mining of digital assets and their treatment under tax laws. 

The legislation exempts individuals and businesses engaged in crypto mining activities from obtaining money transmitter licenses. Additionally, it protects miners from any discrimination. 

Issuers and sellers of crypto are also exempted from securities registration requirements if certain conditions are met. Moreover, those offering mining or staking services are not to be classified as “financial investment” but must file a notice to qualify for the exemption.

The bill further incentivizes crypto’s use for everyday transactions by offering tax benefits. Under this, up to $200 per transaction can be excluded from an individual’s net capital gains or gains derived from using crypto to purchase goods or services, starting from Jan. 1, 2024.

Key Takeaways:

  • Hackers continue to exploit vulnerabilities in DeFi protocols and cross-chain bridges, highlighting the need for robust security measures.
  • Regulatory frameworks are evolving rapidly, with stricter AML rules and supportive legislation for emerging technologies like crypto mining.
  • Staying informed about these developments is crucial for navigating the digital assets market safely and responsibly.

Stay #LiminalSecure

These events highlight the constant evolution of Web3 security and regulation. You can confidently navigate this dynamic landscape by staying informed and prioritizing security best practices. 

At Liminal, we’re committed to empowering institutions to unlock the full potential of digital assets without compromising security or compliance norms with our robust custody and wallet infrastructure solutions. Join us on this journey towards a safer, more accessible future for digital assets.

January 15, 2024

Find Out How You Can Benefit From A Fully Self-Custodial Wallet Architecture