Stablecoin Payments are Operational Infrastructure Now
A practical guide for fintechs building stablecoin payment infrastructure across APAC, MENA, Africa, and Latin America.
Stablecoin volume in real economic transactions
$0T
Settlement vs. 2 to 5 days on traditional rails
<0s
Cost reduction on high-volume corridors
0%+
Major jurisdictions with live frameworks today
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Why this report
The gap between fintechs scaling stablecoin payments and those still planning to, is not technology. It is infrastructure.
This report covers how stablecoins work at volume, across corridors, with the compliance and governance architecture that banking partners, cross border payment providers and regulators actually look for.
Traditional Infrastructure 2–5 day settlement, high fees, limited hours, and corridors that break at volume.
Stablecoin Infrastructure Settles in seconds, runs 24/7, cuts costs by 40%, handles sanctions and compliance automatically.
Inside the report
Know exactly what’s missing before it costs you.
Regional opportunity by segment
Where the real opportunity sits across four high-growth regions, and which segments are generating the fastest returns on infrastructure investment today.
Why some fintechs scaled and others didn't
What separates fintechs that have moved from pilot to production from those that have not, across segment, geography, and funding level.
What you need before you go live
The minimum capability set institutional practitioners treat as baseline in 2026, from multichain settlement to HSM-backed key security.
The 12-question readiness checklist
A 12-question operational checklist for founders, payments heads, treasury leads, and compliance officers evaluating stablecoin payment rail integration
About the contributors
This report was prepared in collaboration with PwC advisors and independent industry experts.
Expert contributions are reproduced with permission.
Dr. Bhaskar Dasgupta
Chairman of the Board, FundRock
Investment Management Services
(ME) Ltd
Neptune Chen, Ph.D.
Partner and Managing Director,
PwC
Sam Wu
Partner, PwC
Mahin Gupta
Founder and CEO, Liminal
Custody
“Every fintech we work with starts the same conversation: they want to move faster, process more volume, and do it without adding compliance or operational headcount proportionally. The answer is always infrastructure.”
Mahin Gupta
Founder & CEO, Liminal Custody
Build stablecoin payment infrastructure that performs at scale. The question is no longer if. It is how.