How Blockchain can make a difference in the financial market

| November 17, 2023

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Build on how the traditional finance applications and system failed to deliver seamless transactions without having to incur heavy transaction fees.

Before the advent of blockchain cryptocurrency technology, the financial industry grappled with numerous challenges, notably a lack of transparency and trust in transactions.

Conventional banking systems leaned heavily on intermediaries like banks and clearinghouses to oversee and validate transactions. This reliance often resulted in delays, escalated costs, and heightened susceptibility to fraudulent activities. Furthermore, the centralized nature of these systems rendered them exposed to the risks of cyberattacks and data breaches.

Some noteworthy statistics in the realm of blockchain and financial services include: The global market for blockchain in financial services is projected to reach $23.6 billion by 2024. A substantial 65% of financial institutions have concrete plans to integrate blockchain technology into their operations by 2023. Approximately 54% of these institutions harbor the belief that blockchain will exert a significant, positive influence on their financial performance.

Blockchain technology has undergone a steady evolution and now stands as a disruptive force in the financial services sector, often regarded as the linchpin of the digital currency world. It transforms financial transactions, ushering in heightened efficiency, cost reduction, and providing security. 

Here, we dive into various aspects of the financial services industry in light of blockchain technology, showcasing how it has the potential to revolutionize conventional business practices and models.

Potential to Revolutionize the Financial Market

Blockchain cryptocurrency technology possesses inherent attributes that align seamlessly with financial applications. It fosters secure and simplified transactions, nurturing trust among trading partners. Furthermore, digital identities can be verified effectively.

Financial institutions and banks have already harnessed blockchain technology to enhance their services, combat fraud, and reduce fees. There are five notable use cases for blockchain in financial services that are gaining momentum:

1. Digital Identity Verification

Blockchain-enabled IDs empower banks and other financial institutions to confirm individuals’ identities. The utilization of blockchain technology enhances public trust in banks by safeguarding customer-identifying information and expediting verification processes.

2. Cross-Border Transactions

Historically, cross-border money transfers have been sluggish and costly, primarily due to the involvement of multiple banks. Blockchain technology has the potential to expedite cross-border transactions, improve accuracy, and reduce costs.

3. Trade Finance Platforms

Another noteworthy application of blockchain in finance is trade finance. Blockchain trade finance platforms enable banks to establish smart contracts among participants, thereby increasing efficiency, transparency, and opening up new revenue streams.

4. Credit Reporting

Credit reports significantly influence individuals’ financial lives. Recent data breaches have underscored the superior security of blockchain-based credit reporting compared to traditional server-based systems. Companies may also calculate credit scores using blockchain technology.

5. Clearing and Settlement

Blockchain cryptocurrency platform holds the potential to streamline clearing and settlement processes in the future, leading to quicker transactions and cost reduction for financial institutions. Blockchain transactions are verified and recorded in a distributed ledger, obviating the need for centralized clearing and settlement authorities.

Create secure and transparent records of transactions

Blockchain technology offers several significant advantages, primarily rooted in its robust security and transparency. 

Blockchain employs strong security measures by encrypting each transaction and linking it to the preceding one, forming a unique digital fingerprint or hash. This cryptographic feature ensures the integrity of data, making it exceptionally challenging for hackers to tamper with or manipulate the information contained within the blocks. Moreover, the decentralized nature of blockchain, distributed across multiple nodes, eliminates any central point of failure, rendering it highly resilient against cyberattacks.

Blockchain infrastructure introduces a level of transparency that traditional business transactions often lack. In conventional dealings, trust is vested in intermediaries such as banks or payment processors. However, blockchain’s transparent design grants every participant in the network equal access to the same information, creating a fully auditable and transparent transaction record. This transparency not only fosters trust among participants but also eliminates the need for intermediaries, reducing the potential for fraud or disputes.

Blockchain creates immutable records of transactions

One of the core benefits of blockchain infrastructure is immutability and data integrity. It’s a common belief that immutability guarantees data reliability. However, it’s important to note that blockchain cryptocurrency technology is not a magic solution that automatically ensures the truthfulness of data. 

Immutability serves to protect data against tampering by malicious actors once it’s entered into the blockchain network. However, it doesn’t control the quality or accuracy of data before it’s introduced to the network.

Consider a scenario where data is fed into the blockchain network via oracles. Several factors, including network latency, data validation errors, and hardware failures, can influence the accuracy and reliability of data provided by oracles. Therefore, implementing additional measures, such as sharing hash outputs with stakeholders, becomes essential. This extra layer of validation helps guarantee the accuracy and reliability of the data stored on the blockchain.

Blockchain can reduce costs for financial institutions 

A recent report, published by the digital payments network Ripple in collaboration with the United States Faster Payments Council (FPC) on July 29, suggests that blockchain technology holds the potential to save financial institutions approximately $10 billion in cross-border payment costs by the year 2030. This report, based on a survey of 300 finance professionals from 45 countries representing various sectors including fintech, banking, media, consumer technology, and retail, highlights the following key findings: 

  1. Among the surveyed participants, which included analysts, directors, and CEOs, 97% firmly believe that blockchain technology will play a pivotal role in facilitating faster payment systems within the next three years.
  2. More than half of the participants recognize the most significant advantage of cryptocurrency as its potential to reduce costs.

As mentioned above, one of the notable benefits of blockchain for banks is the reduction in costs. Financial institutions have discovered that blockchain technology and digital asset custody platform can help them lower infrastructure expenses by as much as $20 billion by the year 2022. This cost reduction can be achieved through the implementation of features like smart contracts, which streamline interactions with counterparties and intermediaries, as well as lower the expenses associated with maintaining and executing contracts. Additionally, blockchain technology can reduce transaction costs in bank-to-bank transactions.

Blockchain can expedite settlement processes

By adopting blockchain cryptocurrency technology to replace traditional processes and paper-based workflows, financial institutions can unlock a plethora of benefits. These advantages encompass the elimination of friction and delays, while simultaneously offering operational efficiencies throughout the financial industry. This transformative impact extends to various sectors, including global trade, trade finance, clearing and settlement, consumer banking, lending, and other financial transactions.

Traditional paper-heavy procedures are notorious for being time-consuming, error-prone, and reliant on third-party intermediaries. The integration of blockchain streamlines these cumbersome processes, facilitating swifter and more efficient transaction completion. Crucially, documentation and transaction details can be securely stored on the blockchain, removing the necessity for paper-based exchanges. Furthermore, the elimination of the need to reconcile multiple ledgers contributes to expeditious clearing and settlement processes.

The source of innovation in financial markets:

The blockchain cryptocurrency technology and associated infrastructure is poised to emerge as a pivotal driver of innovation in future financial markets. It enables the creation of immutable transaction records accessible to all network participants. This database is structured as a series of blocks, interconnected through references to previous blocks, with each block documenting one or more transactions, representing changes in asset ownership. The addition of new blocks to the chain is orchestrated through a consensus mechanism, where members of the blockchain network collectively validate transactions.

What sets blockchain apart is its capacity to establish a network that operates on a fully peer-to-peer basis, devoid of reliance on trusted third parties, such as government agencies or financial institutions.

While in the nascent stages of development, blockchain cryptocurrency technology holds significant promise for diverse applications within financial markets. Notably, the bitcoin ecosystem represents the most prominent implementation of blockchain technology thus far, and interest in this technology continues to surge within the financial technology and broader financial services sectors. 

Regulatory Considerations

One of the prominent challenges in blockchain cryptocurrency is regulatory uncertainty. Presently, regulatory agencies grapple with uncertainty, as rules and guidelines vary across different entities. The existing regulatory landscape can pose significant obstacles to blockchain infrastructure also known as distributed Ledger Technologies (DLTs). To foster innovation, it’s imperative for regulatory bodies to collaborate closely with blockchain cryptocurrency DLT firms, Crypto custodian platforms and other institutions , especially as they explore new products and services as well as trying to build regulated crypto infrastructure.

According to most experts, as digital currencies become more prevalent, central banks must devise strategies crypto regulation to maintain control over these digitized forms of money. If central banks were to permit commercial banks to hold funds in special accounts and then digitize these funds on their blockchain cryptocurrencies and digital asset wallets, regulatory mechanisms would be essential to monitor and ensure that the issuance of digital currency doesn’t surpass the amount held as central bank reserves.

Limitations

One of the biggest limitations of blockchain technology is scalability. In contrast to their centralized counterparts, blockchain cryptocurrencies and infrastructure exhibit limited scalability. If you’ve ever used the Bitcoin network, you’re likely familiar with the fact that transaction speed depends on network congestion. In simpler terms, as more users or nodes join the network, the likelihood of slowdowns increases. For instance, there’s a substantial disparity in transaction speeds between Bitcoin and VISA. Presently, Bitcoin is limited to 4.6 transactions per second, while VISA can handle 1,700 transactions per second. The solution involves offloading transactions from the blockchain and utilizing blockchain technology primarily for data storage and retrieval. Additionally, addressing scalability challenges can involve exploring alternative architectural designs or implementing permissioned networks within blockchain solutions such as polygon blockchain.

Future scope of Blockchain

To remain competitive, financial institutions will be required to adopt process automation and provide customers with an exceptional digital experience. Blockchain infrastructure emerges as a pivotal technology that holds the promise of enhancing financial services and customer satisfaction for banks.

Furthermore, web3 blockchain and other technologies such as institutional crypto staking wallet, multi party computation wallet, or multisig wallet can yield cost savings for banks by reducing transaction expenses and minimizing risks through the maintenance of synchronized records across various systems. Notably, this blockchain and storage wallets for cryptocurrency technology creates a secure ecosystem that significantly lowers the potential for fraud or data loss as a result of cyberattacks.

Experts are optimistic about the future of blockchain, which presents promising opportunities for both banks and digital asset custody service providers. In the evolving landscape, service providers will collaborate with banks and financial institutions to facilitate trust, knowledge, technology infrastructure support, and innovative services.

 FAQ


What is the future of blockchain in financial markets?

Blockchain presents the potential to be a game-changing technology that banks can adopt to enhance their services and elevate the customer experience. Moreover, it has the capability to enable banks to streamline their operations, reduce transaction expenses, and mitigate risk by maintaining synchronized records across multiple systems.

How is blockchain used in banking and finance?

Blockchain cryptocurrency technology entered the realm of banking specifically to serve as a decentralized ledger that openly and transparently records transactions. This implies that, rather than depending on cryptocurrency custodian or custodial services, transactions can be settled on the public blockchain.

How is blockchain revolutionizing banking and financial markets?

Blockchain cryptocurrency holds the potential to drive cost reductions across various financial aspects. This technology including its derivatives such as crypto asset management, digital asset wallets management, and crypto treasury management platforms enhances transparency, lowers expenses, and fortifies security. Furthermore, the integration of smart contracts into the systems of financial service providers, such as banks, can effectively trim their costs, particularly in relation to intermediaries.

What is the main reason why blockchain is very popular in financial sector?

Through substantial reduction in paperwork and errors, blockchain cryptocurrency and digital asset custody platforms effectively minimizes overhead and transaction expenses, while also decreasing or eliminating the necessity for third-party verification. Your data, being both sensitive and pivotal, stands to undergo a transformation in the ways it is handled with the integration of blockchain cryptocurrency technology.

How blockchain can change the banking industry?

Blockchain infrastructure has revolutionized the financial sector by eliminating the necessity for intermediaries in the banking and credit industry. This transformation has enhanced the security of borrowing money and led to reduced interest rates. In addition, blockchain cryptocurrency has transformed trade finance by replacing the cumbersome paper-based processes.

How the impact of the blockchain goes beyond financial services?

Utilizing web3 blockchain technology, individuals and institutions can securely store comprehensive metadata related to various touchpoints, ranging from human cells to powdered aluminum. This approach not only extends the boundaries of corporate manufacturing but also safeguards intellectual property rights.

More on Crypto

As we continue constructing a fully regulated digital asset custody platform, ensuring secure storage for both crypto and fiat assets remains a critical priority. 

To facilitate the last checkpoint of enabling institutions to convert their digital asset treasury into fiat currency, we’re expanding beyond pure wallet infrastructure and integrating seamless fiat off-ramp capabilities for our partners.

We’re thrilled to announce our partnership with Encryptus, licensed and compliant off-ramp solutions tailored for institutional clients. This collaboration elevates Liminal’s service offerings by empowering our partners to convert their digital asset treasuries into fiat currencies efficiently.

Integrating A Seamless Off-Ramp Solution

The digital asset ecosystem historically faced friction points when transitioning between fiat and cryptocurrencies. Off-ramp solutions address this pain point by enabling efficient and streamlined conversion between asset classes, minimising value loss and simplifying compliance processes.

Here’s how off-ramp changes the game:

  • Reduced Friction: Frictionless conversion minimises delays and operational complexities associated with traditional fiat-crypto exchange methods.
  • Enhanced Efficiency: Streamlined workflows expedite asset conversion, increasing speed and cost-effectiveness for institutional and individual users.
  • Optimised Value Preservation: Advanced off-ramp solutions prioritise minimising price slippage and value loss during conversion, protecting user portfolios.
  • Simplified Compliance: Integrated compliance features navigate regulatory complexities, ensuring adherence to relevant financial regulations.

With our partnership with Encryptus, we have embedded their institutional-grade APIs, connecting their off-ramp solution within Liminal’s wallet and custody platform. 

This integration simplifies our clients’ liquidation requirements while keeping their assets secure and more:

  • Effortless Digital Asset to Fiat Conversion: Our partners will be able to access treasury management and facilitate business payments in 54 countries and individual payments in an extensive network of 80+ countries.
  • Streamlined Compliance and Regulation: Our partners will be able to leverage Encryptus’s rigorous licensing and compliance framework, ensuring adherence to stringent financial regulations.
  • Enhanced Platform Value: We will be able to expand the functionality of the Liminal custody solution, attracting institutional users seeking comprehensive digital asset management capabilities.

Moving Towards A Robust Off-Ramp Partnership With Encryptus

The partnership between Liminal and Encryptus earmarks a significant step forward in secure digital asset custody, representing a shared commitment to pushing compliant practices while supplying institutions with easy access to convert their digital assets to fiat. 

For Encryptus, the opportunity to integrate with Liminal’s established platform presents a chance to reach a wider audience and scale their innovative off-ramp solutions to new heights. By streamlining fiat conversion within Liminal’s secure custody infrastructure, Encryptus gains access to a trusted network of institutional users seeking seamless and compliant treasury management.

For Liminal, this collaboration reinforces our dedication to partnering with companies that demonstrably prioritise clear governance and robust policy frameworks. By aligning with Encryptus’s stringent compliance standards, we reaffirm our commitment to building a secure and sustainable future for digital assets, where trust and regulatory certainty go hand-in-hand.

January 22, 2024

Hello world, it’s that time of the month when we share the biggest security breaches in the world of Web3 through our Security and Regulatory Newsletter. 

Liminal believes in optimizing security and custody practices globally across the Web3 industry. Through our Newsletter, we highlight security, regulations, and compliance incidents that have happened in the past month and how one can follow better Security practices to safeguard their digital assets. 

We will also highlight regulatory changes that might have happened globally, which were significant to the overall ecosystem.

Dive in and get a detailed analysis of everything security and regulation in the domain of web3 with Liminal’s Monthly Security and Regulatory Newsletter.

Web3 Security Compromises in January

Abracadabra exploited for almost $6.5 million, Magic Internet Money stablecoin depegs

The Magic Internet Money ($MIM) stablecoin has lost its dollar peg again, dipping all the way below $0.77 in a flash crash before returning to around $0.95.

The depeg appears to be related to an exploit of the Abracadabra lending protocol, which allows people to borrow $MIM. An attacker exploited an apparent flaw in the platform’s smart contracts to drain around $6.5 million.

Goledo Finance hacked for $1.7 million

Goledo Finance, an Aave-based lending protocol, was exploited through a flash loan attack. The attacker stole assets estimated by CertiK to be around $1.7 million.

Goledo Finance contacted the attacker to offer a 10% “bounty” for the return of the remaining assets. In a message on January 29, the attacker wrote: “I hacked Goledo and want to negotiate.”

Socket service and its Bungee bridge suffer $3.3 million theft

The Socket cross-chain infrastructure protocol was hacked for around $3.3 million in an attack that exploited its Bungee bridge. The thieves were able to exploit a bug that allowed them to take assets from those who had approved a portion of the system called SocketGateway.

A little over 700 victims were affected, and the highest loss from a single wallet was around $657,000. 121 wallets lost assets priced at more than $10,000.

On January 23, the protocol announced they had recovered 1,032 ETH (~$2.23 million) of the stolen funds.

Web3 Regulatory Practices for January

The EU Imposes Stricter Due Diligence Rules for Crypto Firms

On Jan. 17, the European Council and the Parliament came to a provisional agreement on parts of the Anti-Money Laundering Regulation (AMLR) that now extends to the crypto sector.

Under the new rules, cryptocurrency firms will be required to run due diligence on their customers involving a transaction amounting to €1,000 ($1,090) or more. 

However, the agreement isn’t final yet as it has to be first officially adopted by the Council and Parliament before the rules can be applied.

So, after the EU passed its landmark MiCA regulation last year, which clarified rules about cryptocurrencies, regulators are now targeting the space with tighter controls. 

While these regulations bolster security and trust in the crypto market, potentially attracting more cautious investors and combating financial crimes, they also present challenges. 

The US State of Virginia Introduces Digital Assets Mining Rights

Recently, the Virginia State Senate introduced Bill No. 339, which outlines regulations for the transactions and mining of digital assets and their treatment under tax laws. 

The legislation exempts individuals and businesses engaged in crypto mining activities from obtaining money transmitter licenses. Additionally, it protects miners from any discrimination. 

Issuers and sellers of crypto are also exempted from securities registration requirements if certain conditions are met. Moreover, those offering mining or staking services are not to be classified as “financial investment” but must file a notice to qualify for the exemption.

The bill further incentivizes crypto’s use for everyday transactions by offering tax benefits. Under this, up to $200 per transaction can be excluded from an individual’s net capital gains or gains derived from using crypto to purchase goods or services, starting from Jan. 1, 2024.

Key Takeaways:

  • Hackers continue to exploit vulnerabilities in DeFi protocols and cross-chain bridges, highlighting the need for robust security measures.
  • Regulatory frameworks are evolving rapidly, with stricter AML rules and supportive legislation for emerging technologies like crypto mining.
  • Staying informed about these developments is crucial for navigating the digital assets market safely and responsibly.

Stay #LiminalSecure

These events highlight the constant evolution of Web3 security and regulation. You can confidently navigate this dynamic landscape by staying informed and prioritizing security best practices. 

At Liminal, we’re committed to empowering institutions to unlock the full potential of digital assets without compromising security or compliance norms with our robust custody and wallet infrastructure solutions. Join us on this journey towards a safer, more accessible future for digital assets.

January 15, 2024

Buckle up as we’re about to take a trip down memory lane. 

The year 2023 was a wild ride that showed signs of a plummeting market, groundbreaking innovation and regulatory hurdles. 

Contrastingly, in the same year, we saw no market-shattering crashes. Financial institutions extending an olive branch, key jurisdictions unlocking the doors to blockchain technology. 

Simultaneously, at Liminal, we experienced significant breakthroughs, re-engineering our positioning and becoming a pioneer in digital asset security with bank-grade custody. 

We took major strides this year, right from building comprehensive products to becoming a qualified custodian, from revamping our brand design to expanding our offices in newer locations, from partnering with hyper-local communities to onboarding a diverse set of clients,  we did it all. 

So, let us take you through everything we accomplished in 2023 and what the future holds.  

Liminal Became A Qualified Custodian

One of the prominent moves we made this year was to change our positioning as a regulated custodian from being a wallet infrastructure platform. 

We got two licenses in key jurisdictions to operate as a regulated custodian. 

The first one came from Hong Kong, where we acquired the TCSP license issued by the SFC, which oversees and regulates financial activities to ensure compliance with legal and regulatory obligations. 

Our next license came in the MENA region, where we got In-Principle Approval for the FSP license granted by the FSRA, a governing body in ADGM, to establish a progressive financial services environment. 

Both these licenses paved the way for Liminal to push its wallet infrastructure and offer bank-grade custody to institutions looking to operate in these particular regions. 

Liminal Introduced A Suite of Products & Features

Continuing our building spree, we launched new products and integrations to broaden the existing infrastructure and added more parameters of security, scalability and sustainability. 

Staking-as-a-Service

Liminal launched staking for institutions to eliminate the risks involved in running staking nodes and the vulnerabilities in hot wallet transfer. 

Hence, we introduced an industry-first mechanism of cold wallet staking to ease staking for institutions and secure assets explicitly.  

Whitelabel Solution

Accelerating the go-to-market time for organisations looking to build a secure and customisable application, Liminal launched its whitelabel solutions

Targeted to help organisations meet security standards, manage assets with maximum control, and add their custom branding to give it a personal touch. Our whitelabel solution is a first-in-class custodian-developed solution for institutional grade custody.

Smart Consolidation

We are building not just secure custody but also automation-based features to eliminate manual errors, increase the throughput of transactions and scale institutional wallets. 

Taking this ahead, we launched the Smart Consolidation feature to automatically calculate all the active addresses and consolidate them into a single address. With this level of automation, managing multiple addresses becomes uber easy for wallet teams. 

Travel Rule 

To limit the use of cryptocurrencies for activities like money laundering and terror financing by regulatory bodies, travel rule was mandated for institutions to follow. 

Continuing the latest compliance integration policy, Liminal partnered with Notabene to introduce Travel Rule, enabling institutions to manage counter-party risk and extend the process of due diligence right from the Vaults dashboard.   

Liminal Accured List Of Security Certifications

Following our ISO certification for data privacy and risk management, we added two new security certifications to fortify our systems and build trust for our clients. 

Liminal Achieves Crypto’s Highest Security Mark: CCSS Level-3 Certified

Cryptocurrency security lacked a gold standard, creating a vulnerable ecosystem. Enter the CryptoCurrency Security Standard (CCSS), setting the bar for auditing and certifying custodian infrastructure and establishing levels of trust and confidence for investors. 

Liminal became only the second wallet infra platform and the first regulated custodian to be accredited with Level-3 certification, deeming wallets, transfer environments, workflows and engines safe and secure. 

Liminal Reciueved SOC 2 Type II Certification

To tackle threats in institutional-grade security, organisations’ SOC has been identified as the primitive compliance standard for service organisations to handle customer data.

Liminal successfully attained SOC 2 Type II certification, validating its setup of security controls & compliance processes to be industry standard. 

Liminal Level Up

Liminal unveiled its most significant platform upgrade ever, revolutionising the future design standard of a qualified custodian. This level-up activity included revamping our website and product UI, giving a completely new look and feel to not “Liminal” but “Liminal Custody”. 

The Liminal level-up activity was a strategic step and the biggest one for us this year to create an intuitive, inviting and tailored experience for our clients. 

Liminal Reached New Borders

We spread out our operations this year, reaching new borders and onboarding a new wave of institutions across gaming, DeFi, HNI wealth, treasuries, and exchanges! From Indonesia and Africa to India, UAE, and Korea, we are setting up custody operations worldwide. 

This isn’t just a roster of clients; it’s a network ready to spark connections, collaborations, and shared success to further the definition of secure assets. 

Liminal Collaborated With Law Enforcement Agencies

The best and the proudest moment of Liminal for this year was when we collaborated with CBI & Himachal Prashesh police department to aid them in seizing digital assets. 

This partnership put us on the map, as we became the first point of contact for LEAs in India, and we standardised the process of secure seizure of digital assets. Leveraging our expertise, we enabled a safe space for officers to learn the basics of custody, contributing to a safer digital landscape.

Team Liminal Grew Bigger

Building such a massive infrastructure, prioritising security and compliance over everything else, we had to grow the team to build at pace and expand at an even higher level. Not only did we grow in team numbers, but we also elongated our footprint to new destinations. 

Team Liminal went from 32 to 70 with 5 new offices in Mumbai, Ahmedabad, Hong Kong, Singapore and ADGM, setting up our custody operations steadfastly. 

What’s To Look Out For In 2024

We are excited to announce that our commitment to integrating the most secure digital asset wallets with a cutting-edge custody platform is swiftly becoming a reality. 

The upcoming year, 2024, will serve as a testament to this transformative journey. Moving beyond self-custody, we are constructing a comprehensive infrastructure encompassing both custodial and non-custodial wallets. Exciting products are set to launch starting from the first week of January, some of which are: 

  • Official Custody Platform Launch
  • Liminal’s Off-Exchange Settlement Hub
  • Secure Custody of Real-World ‘Tokenised’ Asset

The Web3 space has evolved explicitly this year, pushing the narrative of secure digital asset custody and security, introducing new regulations and compliance standards, licensing VASP providers and standardising the use of custodians as a trusted third party. 

At Liminal, we took major strides this year, from building comprehensive products to becoming a regulated custodian, from revamping our brand design to building the full infrastructure of custodial and non-custodial wallets.

January 5, 2024

Find Out How You Can Benefit From A Fully Self-Custodial Wallet Architecture